Wisconsin Engine

Is a truck without a motor still a vehicle?

We bought a truck body late last year, then bought an engine for it several months later and put it in. The weekend we put the engine in we registered the truck. My insurance company denied a damage claim because we didn't put the vehicle on our policy within 30 days of buying the truck body. I thought my 30 days would start once the engine was in the truck. I live in Wisconsin. Does anyone have any idea if I can still get my insurance company to pay?

Yes it is a vehicle without the motor. If it has a VIN anywhere on it, it is a vehicle. No tires at all? It is still a vehicle.

If you would have called and put it on your policy and then told them to put it and hold, due to being non-operational, you would have avoided the situation.

You also may want to look into checking out your tag also. You are probably are going to run into similar problems, by getting fined to death.

Watch out doing what Chris said. That is insurance fraud.

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